Bad Credit Loans

We specialize in providing bad credit loans with a relatively easy and simple approval process

We understand that everyone’s situation is unique, and that is why we strive to make the approval process as fast, simple, and stress-free as possible.

Sometimes, bad things happen at the most inopportune time, and there is nothing you can do about it. So, what happens when unexpected expenses come up at the least expected time, and your credit history isn’t so good to help secure a bank loan? Do you just give up and let things run out of control? You don’t have to because there are plenty of options for you out there.
Our bad credit loan allows you to borrow money and use it for almost anything, even if your credit history isn’t good. Whether you need to fix your car, cover an unexpected medical bill or catch up with your overdue bills, we are here for you.

Our bad credit loan is designed to bail you out of financial emergencies as fast as possible. So, if you suddenly need money and can’t get approved for a bank loan, don’t give up because we are always there for you.

Why Choose Gimmemmoneynow for Bad Credit Loans

Generally, bad credit is a result of the past loans which have accumulated and you are incapable to pay them. You fell into the debt trap just because of your ignorance of managing your finances. The missed credit card payments, applying to many loans at one time, and defaulting on loans are some of the reasons which may affect your credit history and simultaneously lead you towards the misery of bad credit. No need to worry about any bad credit when Gimmemoneynow is all set to lend you bad credit loans at affordable interest rates. 

 Having bad credit can have adverse effects on your life. It makes it difficult to apply for a loan or even get a personal vehicle loan. Thousands of Canadians suffer from the problem of bad credit. There are a good number of finance companies in Canada that guarantee loans but at higher interests. They will make you go through a rigorous verification process until they get satisfied with your backup plans. So if you are someone who wants a bad credit loan, then Gimmemoneynow is the name to rely on.

 Gimmemoneynow is a notable lending firm that understands the bad credit problems of almost every Canadian. We have humbly helped thousands of customers in recent years. We have offered lucrative loan options to solve the bad credit problems of our customers. For instance, we provide personal loans for bad credit and short term loans for bad credit on the same day.  We offer many types of bad credit loans to people with bad credit history. Unlike others, we will not let you disappoint by intense verification and higher interest rates. We will work together to find a prospective solution to balancing your creditworthiness to facilitate you with lower interest loans.

 Gimmemoneynow provides online Bad Credit Loans for individuals with poor credit ratings. We won’t bother you if you don’t have any credit history at all. We would just verify your basic requirements in your online application. Our application process is hassle-free, clear, and directly stated on our website. Your access to our Bad Credit Loans is just a click away. Just visit our website and click on Bad Credit Loans.

Apply now!

Simple process

Our online application process is designed to provide you with an easy and instant loan approval process. Here is a quick overview of how the entire process looks like:.


Apply Online

Our online application process is simple and takes less than five minutes to complete. We also offer an instant review of your application. We don’t want to keep you waiting for too long!


Get Approved

Once you submit your loan application, we shall take a few minutes to review it. As long as you provide us with accurate details, be sure that we shall approve your application. We shall let you know whether or not your loan application has been approved in minutes.

Get Your Funds

If your application is approved, we shall process it and deposit the funds to your bank account on the same day or next business day.

Bad credit loan

Bad Credit? No Problem!

We aren’t interested in your past financial mistakes. That is why we are never bothered by your current credit rating. We are only interested in your present and future.

Therefore, if a bank has rejected your loan application, feel free to come to us, and we shall help you. We provide you with a safe and secure web platform backed up by an experienced team of highly qualified customer care agents ready to serve you 24/7.

Apply for our bad credit loan today and experience the difference.

Benefits of Our Payday Loans



At Gimmemoneynow, you don’t need to explain to us the purpose of your loans for bad credit. Nor do we seek any explanation from you about the spending of the loan amount. Our loan application process is flexible enough to meet your financial requirements on time. 



We don’t bind the borrowers in hidden contracts or fees. Our clients trust us with closed eyes and chase us because of the transparency in our lending business. We don’t charge additional costs out of our loan agreements.


Fast Bad Credit Loan

Our Bad Credit Loans are likely to be approved quickly. Once you submit your loan application, our staff would analyze your eligibility and see whether you fulfill them. After a short cross-check, we would grant you a Bad Credit Loan for meeting your financial emergencies.


Improved Credit Score

With our bad credit loans facility, you can start repaying your debt and hence improve your credit score. If the borrower is consistent in making repayments, then the chance of improving credit score increases.


Easily Accessible

Bad credit loans are easily accessible as the online loans are just a click away from the borrower. Once you click on the online application form, you are ready to go for the bad credit loan.

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Reliable Funds

Since we allow you to apply for a bad credit loan through an online web portal, we automatically allow you the verification of the documents side by side. Our experts call you and make the funds available to you in your most difficult times.

Affordable Payday Loans

Frequently Asked Questions

Since we understand the emerging needs of our customers regarding payday loans in Canada, we will answer all your queries regarding payday loans. Let’s look at some of the questions here.

I don’t have a good credit history. Am I eligible for a loan?

Yes, you are eligible for a bad credit loan even if you are not having a good credit history. Our Bad Credit Loan is a special debt instrument meant for financing people with a bad credit history.

Do I need to repay my loan for bad credit after a short period?

No, usually personal loans with bad credit offer you a limited time to repay the amount of the loan. Every financial institution has its terms and conditions for personal loans for bad credit. It is important to stick to the rules of the lending institution.

What if I don’t pay back the Bad Credit Loan on time?

It is important to stay prudent with the borrowing amount and repay loans on time. Otherwise, you may have to face a penalty for the delayed payment of the installments.

Are there any personal loans with no credit check?

In general, personal loans with bad credit require a credit history check by the respective lender. Be aware of the fact that a personal loan is mostly covered by the credit history check. Many financial companies use credit score alternative methods to analyze the credit score of the borrower.

Please tell me what exactly is a credit score?

TransUnion and Equifax are two agencies that study borrowers and provide a credit score. A credit score is a three-digit number that is calculated using the credit reports of the borrowers. The higher the credit scroll, the better is the chance of getting a loan.

Do I need to be employed to get a bad credit loan?

Yes, you need to be employed if you want to get a bad credit loan. We usually prefer our applicants to be actively employed to be eligible for a bad credit loan. 

My application for a bad credit loan got approved. Will it bear high-interest rates?

Not all bad credit loans attract higher interest rates. Depending on your ability to deal with your creditworthiness there are chances to reduce your interest rates. The more progressive you are towards improving your credit history, the better chances are there for the low-interest rates.

Will a Bank provide a bad credit loan post COVID period?

The Canadian banks are following strict regulations when it comes to granting a bad credit loan. The private finance lending institutions or firms are more active in providing bad credit loans.